Advantages of Mutual Funds over Fixed Deposits

In today’s competitive market space, customers have a huge range of financial products available to choose from. Depending upon their financial goals and risk appetite, customers prefer one financial instrument over another for saving and growing their money. While Fixed Deposits are one of the most popular and oldest forms of financial instruments available to customers, Mutual Funds are comparatively newer and highly growth oriented tools that...

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How to Invest in Mutual Funds through Demat Account

There are several channels online through which you can invest in mutual funds schemes. Some of these channels are mutual fund websites, net banking, transfer agents such as CAMS or KARVY, online mutual fund platforms, etc. Though it is not mandatory to hold a demat account, having a demat account has its own advantages. A number stock broking companies provide Demat facilities to their stock investors and traders. They offer an array of services...

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Basics of Mutual Funds NAV

Mutual Funds are one of the most growth-oriented financial tools available to customers. These funds not only ensure savings but also have high potential to grow your funds and offer high returns. Mutual funds are categorized into various types based on the nature of fund and their risk-return ratio. More and more customers are opting for mutual funds considering the financial growth that they offer. Other regular investment tools are able...

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The Danger of Over-Diversifying in Mutual Fund Portfolio

There is an age old saying, “Don’t put all your eggs in the same basket.” This is basically the principle that a mutual fund follows when deciding where the money is actually invested. Sometimes mutual fund investors may take this theory to heart and invest in too many funds at the same time. While there is nothing wrong with doing this, there is one that you should watch out for and that is the danger of over diversification of the portfolio....

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Why You Should Not Invest Just For The Sake of Tax Deduction

When the months of February and March come around there is a frantic race to invest in various instruments that will provide tax benefits but if you invest just for the sake of saving on taxes there is one thing you just missed on. That one this is the return from the investment. No one likes paying taxes but that is no reason to make rash decisions with your money, especially when it gets invested in an instrument with a lock-in period because...

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Benefits of Birla Sun Life Mutual Funds

Everyone will tell you that investing in a mutual fund is a good idea and it probably is because where else will you get to invest in the equity and debt markets without having to bother about knowing how to understand them. Making the decision to invest in a mutual fund, however, is the easy part. The difficult part comes when it’s time to choose a fund or an asset management company to invest with. There are quite a few companies like Birla...

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Top Ten FinancialTips

Financial planning makes an important aspect of an individual’s life. Financial planning ensures that your finances are well planned and that you have enough savings and investments to ensure financial protection in times of trouble as well as sufficient growth of your money. In today’s world, money has become a necessity so deep that just amassing it is not enough, ensuring that your money grows is also an essential step of financial planning. Top...

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