Basics of Mutual Funds NAV

Mutual Funds are one of the most growth-oriented financial tools available to customers. These funds not only ensure savings but also have high potential to grow your funds and offer high returns. Mutual funds are categorized into various types based on the nature of fund and their risk-return ratio. More and more customers are opting for mutual funds considering the financial growth that they offer. Other regular investment tools are able...

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The Danger of Over-Diversifying in Mutual Fund Portfolio

There is an age old saying, “Don’t put all your eggs in the same basket.” This is basically the principle that a mutual fund follows when deciding where the money is actually invested. Sometimes mutual fund investors may take this theory to heart and invest in too many funds at the same time. While there is nothing wrong with doing this, there is one that you should watch out for and that is the danger of over diversification of the portfolio....

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Why You Should Not Invest Just For The Sake of Tax Deduction

When the months of February and March come around there is a frantic race to invest in various instruments that will provide tax benefits but if you invest just for the sake of saving on taxes there is one thing you just missed on. That one this is the return from the investment. No one likes paying taxes but that is no reason to make rash decisions with your money, especially when it gets invested in an instrument with a lock-in period because...

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